Learning how to live frugally is key to paying off debt and gaining control of your finances. But being more frugal with your choices doesn’t mean that you need to pinch pennies or deprive yourself of things you enjoy. Instead, it is about saving money by making mindful financial choices. This way you can live free of debt and make the most of life. A useful mantra to remember is to always spend less than you earn. This can be achieved by cutting expenses in different areas and rationalizing … [Read more...]
How Do You Know If You Have a Lemon?
It is extremely distressing to discover that your shiny new car is a dud. Unfortunately, the problem is not as uncommon as you might think. It is approximated that 1 percent of new cars fit into this category, having a substantial defect that cannot be successfully repaired after a number of attempts. Since 1975 when the “Lemon Law” (the Magnuson-Moss Warranty Act) became federal law, the government has stepped up to provide greater consumer protection for the unlucky few who have more than … [Read more...]